Privacy Policy

Privacy Policy

Introduction

At https://hp-or-pcp-finance.dreamdwellings.net, we prioritize the privacy and security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of information in compliance with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Personal Information Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://hp-or-pcp-finance.dreamdwellings.net
  2. Any mobile applications or services associated with our brand
  3. Interactions through emails, phone calls, text messages, and other communication channels
  4. All products and services offered under the Hp Or Pcp Finance name

Note: This policy does not extend to third-party platforms, apps, or services accessed through links on our site. These entities have their own privacy policies, and we encourage you to review them before engaging with such services.

Processing Activities

This Privacy Policy guides how we interact with users when:

  1. Using any of our applications or services as an authorized user.
  2. Visiting websites linked to this policy.
  3. Subscribing to receive newsletters, promotional emails, or other communications from us.
  4. Providing feedback or participating in surveys.

Personal Data Collection

We collect a range of personal data, categorized as follows:

  1. Account Information: Details required to create and manage your user account.
  2. Payment Information: Data needed for processing transactions, including credit/debit card details and billing addresses.
  3. Financial Information: Your savings, investment, or loan-related data for service provision and analysis.
  4. Purchase Information: Records of products or services bought from us, including order history and preferences.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device to enhance user experience.
  6. Location Data: Information about your geographical location when you interact with our geo-services.
  7. Feedback and Reviews: Comments, ratings, and suggestions provided by users.
  8. Social Media Information: Data from social media platforms when you choose to connect them with your account.
  9. Product Information: Details about products you view or purchase on our site.

We collect this data through direct user input, interactions with our services, and automated technologies like cookies. Additionally, third-party sources may share personal data with us, adhering to their privacy policies.

Cookies

Cookies are small text files that improve your experience on our website:

  1. Strictly Necessary Cookies: Essential for navigating the site and providing services.
  2. Preference Cookies: Remember user preferences, such as language or theme settings.
  3. Analytics Cookies: Collect aggregated data for performance tracking and site optimization.

Users can manage non-essential cookies through our built-in Cookie Manager.

Retention and Deletion

We retain personal data based on legal requirements and the purpose of its collection. Once these purposes are fulfilled, we securely delete or anonymize the data to protect your privacy.

Security Measures

We employ robust security measures to safeguard your personal data:

  • Encryption: Secure data transmission and storage using industry-standard encryption protocols.
  • Secure Third-Party Processing: Engage reliable third-party service providers who adhere to strict data protection standards.

Children’s Privacy

Our services are not intended for children under 18 years old, and we do not knowingly collect personal data from minors.

Your Rights

Depending on your jurisdiction, you have various rights regarding your personal data:

  • Access: Request access to the data we hold about you.
  • Rectification: Correct any inaccurate or incomplete information.
  • Erasure (Right to be Forgotten): Ask for the deletion of your data in certain circumstances.
  • Restriction: Limit our processing of your data under specific conditions.
  • Portability: Receive a copy of your data in a structured, commonly used format.
  • Objection: Object to or opt out of processing activities based on consent or legitimate interests.
  • Non-Discrimination: Be free from unfair treatment due to exercising your privacy rights.

To exercise these rights, please contact our dedicated privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be clearly communicated on our website, ensuring you remain informed about your data protection.

Contact Information

For inquiries, unsubscribe requests, or any questions related to data privacy, please reach out to us: